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 This case study was compiled from published sources, and is intended to be used as a basis for class discussion. It is not intended to illustrate either effective or ineffective handling of a management situation. Nor is it a primary information source.
 
 
 
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| Case Details: | Price: |  
						| Case Code | : | ERMT-022 | For delivery in electronic format: Rs. 300; For delivery through courier (within India): Rs. 300 + Rs. 25 for Shipping & Handling Charges
 Themes- |  
						| Case Length | : | 23 Pages |  
						| Period | : | 2003 |  
						| Pub Date | : | 2003 |  
						| Teaching Note | : | Not Available |  
						| Organization | : | Lloyds TSB |  
						| Industry | : | Banking and 
						Insurance |  
						| Countries | : | UK | 
 Abstract:
					
						| 
Lloyds TSB is one of the leading players in the UK banking and insurance 
industry. It is involved in various businesses like retail and commercial 
banking, account management services for businesses and private individuals, 
debit cards, asset management and mortgage loans. The company faces many risks. 
These include strategy risks, change management risks, product and service 
risks, customer treatment risks, operational risks, legal risks, regulatory 
risks, credit risks, market risks, insurance risks and financial risks. |   
 |  The case outlines the risks and the 
				mechanisms Lloyds TSB employs to deal with them. Contents:Keywords:Lloyds TSB, Enterprise risk management, UK banking industry, 
UK insurance industry, Risk governance, Empowerment, Strategy risk, Change 
management risk, Product and service risk, Customer treatment risk, Operational 
risk 
Enterprise Risk Management at Lloyds TSB
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